Retirement Readiness Self-Assessment
Review the areas that feel organized, uncertain or in need of additional attention.
Free large-print retirement resource
Free Retirement Planning Workbook for Seniors
Download a practical large-print workbook designed to help you organize retirement goals, income, expenses, assets, debts, important figures and the next steps that deserve attention.
No registration required
Printable US letter format
Large-print design
Download the large-print PDF
The workbook opens as a printable PDF. Save it to your device or print the pages you want to complete by hand.
Download the Workbook PDF
Free educational resource. No email address required.
Inside Part 1
What the retirement workbook includes
Part 1 helps you record where you stand today before making larger decisions about retirement income, healthcare, housing or long-term planning.
Assets and Debts Worksheets
List important accounts, property, balances and debts in one organized location.
Monthly Income Worksheet
Record Social Security, pensions, employment, withdrawals and other expected income.
Monthly Expense Worksheet
Organize housing, healthcare, transportation, food, insurance and other monthly costs.
Financial Summary
Bring assets, debts, income and expenses together in one summary worksheet.
Retirement Goals and Next Steps
Identify one-year, five-year and ten-year goals and note the actions that matter most.
Information Verification Log
Track which figures, statements, documents and contacts still need to be confirmed.
Review and Notes Pages
Record questions, decisions and important items to discuss with family members or professionals.
Clear Path to Part 2
Finish Part 1 with a review of what is ready and what should be addressed next.
Designed to be easier to read and complete
The workbook was rebuilt around senior-friendly print needs rather than squeezing too much information onto each page.
- Larger body text and worksheet labels
- Clear section headings and page structure
- More writing space between prompts
- US letter pages for home printing
- Bottom-right page numbers for easier navigation
- Clean navy, blue, gold and cream design
Who it may help
A practical starting point for different retirement situations
The workbook can be completed alone, with a spouse or with a trusted family member who is helping organize information.
1
Adults preparing for retirement
Gather the basic figures and priorities needed before making larger retirement decisions.
2
Couples reviewing household finances
Bring income, expenses, debts and retirement goals together for a more productive conversation.
3
Recently retired adults
Recheck the financial picture after retirement and identify areas that still need organizing.
4
Family members helping a parent
Use the worksheets to organize information without relying on scattered notes and separate documents.
Helpful retirement planning supplies
The workbook itself is completely free. These optional supplies may make it easier to complete the worksheets, organize records and keep important documents together.
Optional Amazon resources
Large-Button Calculators
A larger display and clearly spaced buttons can make income and expense worksheets easier to complete.
View Calculators on AmazonDocument Organizers
Keep pension statements, insurance papers, account records and planning notes grouped by category.
View Organizers on AmazonExpanding File Folders
A labeled expanding file can provide a simple home for retirement, tax, Medicare and insurance records.
View File Folders on AmazonFire-Resistant Document Bags
These can provide an additional layer of organization for copies of important documents kept at home.
View Document Bags on AmazonAs an Amazon Associate, 60AndOver.net may earn from qualifying purchases at no additional cost to you. These products are optional and are not required to use the free workbook.
Related retirement resources
Continue organizing your retirement plan
Use these free tools and guides alongside the workbook when you need more detail on income, expenses and planning decisions.
Frequently asked questions
Retirement planning workbook FAQs
Is the retirement planning workbook free?
Yes. Part 1 of the 60AndOver Retirement Planning Workbook is available as a free PDF download with no registration required.
Is this the complete retirement workbook?
This download is Part 1: Understanding Where You Stand. It focuses on readiness, income, expenses, assets, debts, goals and financial organization. Additional parts may be added later.
Can I print only selected pages?
Yes. Open the PDF, choose the print option and select only the page numbers you want to print.
Can couples complete the workbook together?
Yes. Couples can enter combined household figures and use the goal pages to discuss shared priorities and next steps.
Does the workbook provide financial advice?
No. The workbook is an educational and organizational resource. It does not replace individualized financial, tax, legal, insurance or investment guidance.
Do I need to purchase anything to use the workbook?
No. The workbook is free and can be used without purchasing any products. The Amazon links on this page are optional planning and document-organization resources.
Start with the information you have today
You do not need every answer before beginning. Download the workbook, complete what you can and mark the figures or documents that still need to be verified.